:root{
  --navy:#0B1F3B;
  --navy2:#0E2A52;
  --teal:#1CA7A6;
  --teal2:#0F8E8D;
  --ink:#0B1220;
  --muted:#5B6475;
  --bg:#FFFFFF;
  --bg2:#F6F8FC;
  --card:#FFFFFF;
  --shadow: 0 12px 30px rgba(2, 6, 23, .10);
  --shadow2: 0 10px 24px rgba(2, 6, 23, .08);
  --radius:18px;
  --max:1120px;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family:Inter, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  color:var(--ink);
  background:linear-gradient(180deg, #ffffff 0%, #ffffff 40%, var(--bg2) 100%);
}
a{ color:inherit; text-decoration:none; }
img{ max-width:100%; display:block; }
.container{ width:min(var(--max), calc(100% - 40px)); margin-inline:auto; }
.section{ padding: 80px 0; }
@media (max-width: 720px){ .section{ padding: 56px 0; } }

/* Top bar */
.topbar{
  position:sticky; top:0; z-index:50;
  backdrop-filter: blur(10px);
  background: rgba(255,255,255,.75);
  border-bottom:1px solid rgba(15,23,42,.06);
}
.nav{ display:flex; align-items:center; justify-content:space-between; padding:14px 0; gap:16px; }
.brand{ display:flex; align-items:center; gap:12px; min-width: 210px; }
.mark{
  width:40px;height:40px;border-radius:12px;
  background:
    radial-gradient(120% 120% at 20% 20%, rgba(28,167,166,.25) 0%, rgba(28,167,166,0) 55%),
    radial-gradient(120% 120% at 80% 70%, rgba(11,31,59,.22) 0%, rgba(11,31,59,0) 55%),
    linear-gradient(135deg, var(--navy), var(--navy2));
  box-shadow: 0 10px 22px rgba(11,31,59,.20);
  position:relative; overflow:hidden;
}
.mark:after{
  content:"";
  position:absolute; inset:-30px -30px auto auto;
  width:80px;height:80px;
  background: radial-gradient(circle, rgba(28,167,166,.35), rgba(28,167,166,0) 70%);
  transform: rotate(20deg);
}
.brand h1{ margin:0; font-family:Montserrat, Inter, sans-serif; font-size:16px; line-height:1.1; color:var(--navy); }
.brand p{ margin:0; font-size:12.5px; color:var(--muted); line-height:1.2; white-space:nowrap; }

.navlinks{ display:flex; align-items:center; gap:20px; font-weight:600; font-size:14px; color:rgba(11,31,59,.88); }
.navlinks a{ padding:10px 10px; border-radius:12px; transition: background .2s ease; }
.navlinks a:hover{ background: rgba(11,31,59,.06); }

.navright{ display:flex; align-items:center; gap:12px; min-width: 240px; justify-content:flex-end; }

/* Buttons */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:10px;
  padding:12px 16px; border-radius:14px; border:1px solid transparent;
  font-weight:700; font-size:14px; letter-spacing:.2px; cursor:pointer;
  transition: transform .15s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
  user-select:none; white-space:nowrap;
}
.btn:active{ transform: translateY(1px); }
.btn-primary{
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy2) 100%);
  color:#fff; box-shadow: 0 12px 24px rgba(11,31,59,.22);
}
.btn-primary:hover{ transform: translateY(-1px); box-shadow: 0 16px 30px rgba(11,31,59,.28); }

.btn-outline{
  background: rgba(255,255,255,.7);
  color: var(--navy);
  border-color: rgba(11,31,59,.18);
}
.btn-outline:hover{
  background: rgba(11,31,59,.06);
  border-color: rgba(11,31,59,.22);
  transform: translateY(-1px);
  box-shadow: 0 12px 22px rgba(2,6,23,.08);
}

.btn-teal{
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal2) 100%);
  color:#fff; box-shadow: 0 12px 24px rgba(28,167,166,.22);
}
.btn-teal:hover{ transform: translateY(-1px); box-shadow: 0 16px 30px rgba(28,167,166,.28); }

.hamburger{
  display:none; width:42px;height:42px;border-radius:14px;
  border:1px solid rgba(11,31,59,.14);
  background: rgba(255,255,255,.75);
  cursor:pointer; align-items:center; justify-content:center;
}
.hamburger:hover{ background: rgba(11,31,59,.05); }
@media (max-width: 920px){
  .navlinksWrap{ display:none; }
  .hamburger{ display:inline-flex; }
  .brand p{ display:none; }
}

/* Mobile menu */
.mobileMenu{ display:none; border-top:1px solid rgba(15,23,42,.06); padding:10px 0 14px; }
.mobileMenu.open{ display:block; }
.mobileMenu a{ display:block; padding:12px 12px; border-radius:14px; font-weight:700; color:rgba(11,31,59,.88); }
.mobileMenu a:hover{ background: rgba(11,31,59,.06); }

/* Hero */
.hero{ padding: 64px 0 32px; }
.heroGrid{ display:grid; grid-template-columns: 1.2fr .8fr; gap: 36px; align-items:center; }
@media (max-width: 980px){ .heroGrid{ grid-template-columns: 1fr; } }

.kicker{
  display:inline-flex; align-items:center; gap:10px;
  padding:8px 12px; border-radius:999px;
  background: rgba(28,167,166,.10);
  border:1px solid rgba(28,167,166,.18);
  color: rgba(11,31,59,.92);
  font-weight:700; font-size:13px;
}
.dot{ width:8px;height:8px;border-radius:50%; background: var(--teal); box-shadow:0 0 0 6px rgba(28,167,166,.10); }

.hero h2{
  font-family:Montserrat, Inter, sans-serif;
  font-size:44px; line-height:1.05; letter-spacing:-0.8px;
  margin:14px 0 12px; color:var(--navy);
}
@media (max-width: 720px){ .hero h2{ font-size:34px; } }
.hero p{ margin:0 0 18px; color:var(--muted); font-size:16.5px; line-height:1.6; max-width:58ch; }
.heroActions{ display:flex; gap:12px; flex-wrap:wrap; margin-top:18px; }

.trustRow{ display:flex; gap:14px; flex-wrap:wrap; margin-top:20px; color: rgba(11,31,59,.72); font-size:13px; font-weight:600; }
.trustPill{
  display:inline-flex; align-items:center; gap:8px;
  padding:10px 12px; border-radius:16px;
  background: rgba(255,255,255,.72);
  border:1px solid rgba(15,23,42,.08);
  box-shadow: 0 8px 18px rgba(2,6,23,.05);
}
.icon{ width:18px;height:18px;border-radius:6px;background: rgba(28,167,166,.14); position:relative; }
.icon:after{ content:""; position:absolute; inset:5px; border-radius:4px; background: rgba(11,31,59,.25); }

.heroCard{
  background: linear-gradient(180deg, rgba(255,255,255,.9), rgba(246,248,252,.85));
  border: 1px solid rgba(15,23,42,.10);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 18px;
  position:relative;
  overflow:hidden;
  min-height: 320px;
}
.heroCard:before{
  content:"";
  position:absolute; inset:-40px -80px auto auto;
  width:260px;height:260px;
  background: radial-gradient(circle at 40% 40%, rgba(28,167,166,.25), rgba(28,167,166,0) 65%);
}
.heroCard:after{
  content:"";
  position:absolute; inset:auto auto -70px -70px;
  width:280px;height:280px;
  background: radial-gradient(circle at 50% 50%, rgba(11,31,59,.20), rgba(11,31,59,0) 70%);
}
.heroCardInner{ position:relative; z-index:1; }
.miniTitle{ font-family:Montserrat, Inter, sans-serif; font-weight:700; color:var(--navy); margin:4px 0 10px; font-size:16px; }
.checklist{ display:grid; gap:10px; margin-top:12px; }
.check{
  display:flex; gap:10px; align-items:flex-start;
  padding:10px 12px; border-radius:14px;
  background: rgba(255,255,255,.72);
  border:1px solid rgba(15,23,42,.08);
  box-shadow: 0 10px 20px rgba(2,6,23,.04);
}
.tick{
  width:20px;height:20px;border-radius:7px;
  background: rgba(28,167,166,.18);
  border:1px solid rgba(28,167,166,.30);
  position:relative; flex:0 0 auto; margin-top:2px;
}
.tick:after{
  content:""; position:absolute; left:6px; top:3px;
  width:6px;height:10px;
  border-right:2px solid var(--teal2);
  border-bottom:2px solid var(--teal2);
  transform: rotate(40deg);
}
.check strong{ display:block; font-size:13.5px; color: rgba(11,31,59,.92); }
.check span{ display:block; margin-top:2px; font-size:12.8px; color: rgba(91,100,117,.95); line-height:1.35; }

/* Section headings */
.sectionTitle{ display:flex; align-items:flex-end; justify-content:space-between; gap:16px; margin-bottom: 18px; }
.sectionTitle h3{ margin:0; font-family:Montserrat, Inter, sans-serif; font-size:28px; letter-spacing:-.4px; color:var(--navy); }
.sectionTitle p{ margin:0; max-width: 62ch; color:var(--muted); line-height:1.6; font-size:15px; }
@media (max-width: 860px){ .sectionTitle{ flex-direction:column; align-items:flex-start; } }

/* Cards */
.grid3{ display:grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 980px){ .grid3{ grid-template-columns: 1fr; } }
.card{
  background: var(--card);
  border: 1px solid rgba(15,23,42,.10);
  border-radius: var(--radius);
  box-shadow: var(--shadow2);
  padding: 18px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.card:hover{
  transform: translateY(-2px);
  box-shadow: 0 16px 34px rgba(2,6,23,.12);
  border-color: rgba(28,167,166,.22);
}
.cardTop{ display:flex; align-items:center; gap:12px; margin-bottom:10px; }
.badge{
  width:44px;height:44px;border-radius:16px;
  background: linear-gradient(135deg, rgba(28,167,166,.22), rgba(11,31,59,.12));
  border:1px solid rgba(15,23,42,.10);
  box-shadow: 0 14px 28px rgba(2,6,23,.08);
}
.card h4{ margin:0; font-family:Montserrat, Inter, sans-serif; font-size:18px; color:var(--navy); }
.card p{ margin:0; color:var(--muted); line-height:1.6; font-size:14.5px; }
.list{ margin:12px 0 0; padding:0; list-style:none; display:grid; gap:8px; }
.list li{ display:flex; gap:10px; align-items:flex-start; color: rgba(11,31,59,.84); font-size:13.8px; line-height:1.45; }
.list li:before{
  content:""; width:10px;height:10px; margin-top:6px; border-radius:4px;
  background: rgba(28,167,166,.22); border:1px solid rgba(28,167,166,.30);
  flex:0 0 auto;
}

/* Steps */
.steps{ display:grid; grid-template-columns: repeat(3, 1fr); gap:16px; margin-top:14px; }
@media (max-width: 980px){ .steps{ grid-template-columns: 1fr; } }
.step{
  padding:18px; border-radius: var(--radius);
  border:1px solid rgba(15,23,42,.10);
  background: rgba(255,255,255,.8);
  box-shadow: 0 12px 26px rgba(2,6,23,.08);
}
.stepNum{
  width:40px;height:40px;border-radius:14px;
  display:inline-flex;align-items:center;justify-content:center;
  font-weight:800;color:var(--navy);
  background: rgba(28,167,166,.14);
  border:1px solid rgba(28,167,166,.22);
  margin-bottom:10px;
}
.step h5{ margin:0 0 6px; font-family:Montserrat, Inter, sans-serif; font-size:16px; color:var(--navy); }
.step p{ margin:0; color:var(--muted); line-height:1.6; font-size:14.5px; }

/* CTA strip */
.ctaWrap{ margin-top:18px; }
.cta{
  background: linear-gradient(135deg, rgba(11,31,59,.95), rgba(14,42,82,.95));
  border-radius: 22px;
  padding: 26px;
  color: rgba(255,255,255,.92);
  display:flex; align-items:center; justify-content:space-between; gap:16px;
  box-shadow: 0 18px 40px rgba(11,31,59,.26);
  border: 1px solid rgba(255,255,255,.10);
}
.cta h3{ margin:0 0 6px; font-family:Montserrat, Inter, sans-serif; font-size:20px; }
.cta p{ margin:0; color: rgba(255,255,255,.78); }
@media (max-width: 860px){ .cta{ flex-direction:column; align-items:flex-start; } }

/* Panels + Contact */
.panel{
  background: rgba(255,255,255,.9);
  border:1px solid rgba(15,23,42,.10);
  border-radius: var(--radius);
  box-shadow: var(--shadow2);
  padding: 18px;
}
.contactGrid{ display:grid; grid-template-columns: 1fr .9fr; gap: 18px; align-items:start; }
@media (max-width: 980px){ .contactGrid{ grid-template-columns: 1fr; } }

.row2{ display:grid; grid-template-columns: 1fr 1fr; gap:12px; }
@media (max-width: 720px){ .row2{ grid-template-columns: 1fr; } }

label{ display:block; font-size:13px; font-weight:700; color: rgba(11,31,59,.84); margin:0 0 6px; }
.field{
  width:100%; padding:12px 12px; border-radius:14px;
  border:1px solid rgba(15,23,42,.14);
  background: rgba(246,248,252,.85);
  outline:none; font-size:14px; color: rgba(11,18,32,.92);
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.field:focus{
  border-color: rgba(28,167,166,.55);
  box-shadow: 0 0 0 4px rgba(28,167,166,.12);
  background:#fff;
}
.help{ font-size:12.5px; color: rgba(91,100,117,.95); margin-top:6px; line-height:1.4; }
.error{ display:none; font-size:12.5px; color:#B42318; margin-top:6px; }
.error.show{ display:block; }

.checks{ display:grid; gap:8px; margin-top:4px; }
.checkline{ display:flex; gap:10px; align-items:flex-start; font-size:13px; color: rgba(11,31,59,.84); line-height:1.4; }
.checkline input{ margin-top:3px; }

.formActions{ display:flex; gap:10px; align-items:center; flex-wrap:wrap; margin-top:6px; }
.note{ font-size:12.5px; color: rgba(91,100,117,.95); }

.infoBox{ display:grid; gap:10px; margin-top:10px; }
.infoItem{
  padding:12px 12px; border-radius:16px;
  border:1px solid rgba(15,23,42,.10);
  background: rgba(246,248,252,.85);
}
.infoItem strong{ display:block; font-size:13px; color: rgba(11,31,59,.88); margin-bottom:2px; }
.infoItem span{ display:block; font-size:13px; color: rgba(91,100,117,.98); }

/* Footer */
footer{ padding: 28px 0 40px; color: rgba(91,100,117,.95); font-size:13px; }
.footerGrid{
  display:flex; align-items:flex-start; justify-content:space-between; gap:18px;
  padding-top:18px; border-top:1px solid rgba(15,23,42,.08);
  flex-wrap:wrap;
}
.footBrand{ display:flex; align-items:center; gap:10px; }
.footTitle{ font-weight:800; color: var(--navy); }
.footLinks{ display:flex; gap:12px; flex-wrap:wrap; font-weight:700; color: rgba(11,31,59,.78); }
.footLinks a{ padding:8px 10px; border-radius:12px; }
.footLinks a:hover{ background: rgba(11,31,59,.06); }
.legal{ max-width:72ch; line-height:1.45; margin-top:8px; }
.footCopy{ font-weight:700; }

/* Notices */
.notice{
  padding: 12px 12px;
  border-radius: 14px;
  margin: 10px 0 14px;
  border: 1px solid rgba(15,23,42,.10);
}
.notice.success{ background: rgba(28,167,166,.10); border-color: rgba(28,167,166,.22); color: rgba(11,31,59,.92); }
.notice.error{ background: rgba(180,35,24,.08); border-color: rgba(180,35,24,.18); color: #7A271A; }

html, body{ width:100%; overflow-x:hidden; }
body.menu-open{ overflow:hidden; }
.mobileMenu{ -webkit-overflow-scrolling: touch; }